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Important Insurance for Roofers

February 21, 2012 | Comments: 0 | Views: 176

Roofers often have a very risky job; they work from heights that other contractors don't have to deal with. Since the risk is so high Roofers should have the proper insurance coverage in case something happens.

Important Roofers Insurance Coverage:

Workers Compensation is the number 1 insurance roofers should have to protect their company against workplace accidents. Workers Compensation pays employee benefits if an accident occurs on the job. Since roofing is a high risk job there can be a lot of accidents that can happen on a work site.

Workers Compensation Insurance will cover roofers from a small accident, like a cut finger or burn on the hand from hot tar. It will also cover a major accident with large number of medical bills like falling off the roof and doing serious damage.

Workers Compensation Insurance benefits will cover an employees medical benefits, weekly wages, and rehabilitation cost to get them back to work. Coverage is required in most states, but it is a good idea to have Workers Comp coverage even if you are not required. If an employee is injured on the job and your company does not have Workers Comp Insurance, the company is still liable to pay for the required benefits.

Roofers General Liability Insurance is another part of your contractors insurance solutions. General Liability insurance covers your company against litigation if bodily injury, property damage, or personal injury happens to a third party while working on the job.

For example if your employees are working on top of a roof and they kick the hot tar bucket over the edge and lands on someone that doesn't work for you. Hot tar is going to cause significant bodily injury to someone. That person has the right to sue your company for medical damages and other costs.

General liability Insurance pays for any costs associated with a lawsuit, medical bills and litigation costs. You know in this world of lawsuits, the cost can add up quick and if you don't have proper insurance that cost is going to fall on you or your company.

Roofers liability insurance will cover financial losses which may occur due to property damage and injury. It also covers the legal expenses that are incurred. This general liability insurance policy has been designed to protect the worker as well as the business or the company. It is really very important to make sure that the roofer has the liability coverage.

Protecting your roofing company is important to both you an your employees, many people depend on the operation of your company. You want to make sure that you protect your company from accidents that may occur during your day to day operations. Always be prepared for the unexpected.

Go to to learn more about General Contractors Insurance and Roofing Insurance.

E - General Contractor Insurance has been working for over 30 years to provide General Contractors with the insurance they need to protect them and their company assets. We work one on one with you to make sure that you are able to find affordable General Contractor Insurance to fit your unique business needs.

Source: EzineArticles
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Article Tags:

Roofing Insurance


Workers Compensation


General Liability

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