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Long Term Diseases and Workers Compensation

December 25, 2011 | Comments: 0 | Views: 134

Workers compensation is one of those policies that most people don't know much about until they get injured at work. Certainly, it's something we usually associate with workers who do dangerous work, like fishermen, construction workers or miners. But this program covers other types of incidents as well, including long term ones, which may be more common in offices. Here's how long term diseases are handled by workers compensation.

The basic idea behind workers compensation is that anything that's caused by your job description, while you're at work, is covered. That means if you're a construction worker, and you fall down while building a house, then this policy covers you, and will provide financial aid for your medical bills and lost salary. But sometimes, it's not a simple injury, it could be something much slower to develop. One example is those workers who handled asbestos. This material was found to be toxic, and cancer could develop around 30 years after the fact. If your employer was found to be negligent, then you may be covered, even if it's been so long. Another, more common example, is carpel tunnel syndrome. Any office worker that has to type on a keyboard for a long period of time risks getting carpel tunnel syndrome, which is a pain found in the wrists. If this occurs, then you may be forced to see a doctor, take medications, and maybe even miss work. You should be covered for that, even if it's a much slower disease.

One difference between these slow diseases and much more obvious injuries is how you can prove that they're work related. If you fall down and break your arm on a job site, it's pretty obvious what caused it, and that you got injured while at work. But if you're complaining of wrist or back pain, then you have to prove that this is a direct result of your job description, which may be harder. The burden of proof is on you, and you have to bring convincing arguments, because most employers don't want to shell out cash just for fun. There's various ways to ensure that your workers compensation claim won't be rejected. For one, you can bring medical diagnostics to help support your cause. Ask your doctor what the likely cause of your illness is. Then, you should also ask around while at work. Find out if other workers suffer from the same symptoms. If your disease was caused at work, then chances are other workers in similar positions to yours may suffer as well.

Overall, when you file in your claim, you should try to bring in as much evidence as you can, to make sure your side of the argument wins. If it does get rejected however, you can always file an appeal, or even go to court. Again, you'll need to make sure you have the right proof with you, and that you can show within reason that your problem started at work.

Are you wanting more information about Workers Compensation, how to file for benefits, or just have some questions on Workers Compensation in general? Get free advice and information from this great new website,

Source: EzineArticles
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