Author Box
Articles Categories
All Categories
Articles Resources

Benefits of Individual Vision Insurance

December 20, 2010 | Comments: 0 | Views: 149

Individual vision insurance can provide a range of benefits. However, very few people actually utilize it and end up paying hundreds of dollars every year on expensive optical instruments and doctor visits. This often misunderstood insurance policy can be easily coupled with your regular health insurance policy for a tiny amount but can yielf great benefits.

Individual vision insurance is a special policy designed specifically to take care of eye health. While a health plan might cover general hospital visits, a vision plan caters specifically to eye doctors and optometrists. You are required to pay a monthly or annual premium for the policy in return for the benefits.

The people who can benefit from vision insurance the most are, of course, those who wear glasses or contacts regularly, or have other eye problems. Of course, even if you have perfect eye health but are interested in getting regular eye check-ups done, such an insurance policy will quite beneficial too.

Since the premium attached to a vision insurance policy is usually quite low (around $15 for most policies), you'll find that it pays for itself on an annual basis, even if you scarcely visit the eye doctor. It is no secret that regular doctor visits and prescription glasses can put a significant strain on your wallet. A pair of prescription glasses along with quality frames can cost you several hundred dollars. An individual vision insurance policy can cut down these costs by providing cover for visits to the optometrist.

The prevalent misconception that perhaps prevents people from getting this insurance is that it provides cover only for annual doctor visits and not any unexpected eye health issues. This is largely untrue, however. While the benefits of different policies will vary, in most policies, there is adequate cover for visits to opthalmologists, optometrists, and in some cases, even eye surgeons. A few specially designed policies can even take care of very expensive procedures such as LASIK, cataract surgery, etc. In other words, whatever your requirement, you can get a policy that fits your needs at a marginal cost.

Next, find out what you REALLY need to cut down on your individual vision insurance bill by checking out the in-depth tips on this site:

Source: EzineArticles
Was this Helpful ?

Rate this Article

Article Tags:

Individual Vision Insurance Plans


Individual Vision Insurance Benefits


Individual Vision Insurance P

Auto insurance is probably one of the most expensive insurance types in Canada. An average car insurance policy in Canada costs approximately $1,200 per year and in Ontario, the largest Canadian

By: Alex Saltykov l Insurance > Car Auto l July 09, 2013 lViews: 553

Your house is often your largest investment that you need to protect via insurance. We created a list of multiple savings tips related to Home insurance and hope that these will help you to save a

By: Alex Saltykov l Insurance > Home Owners Renters l December 27, 2012 lViews: 380

Most auto insurance companies design specific car insurance policies for classic and antique cars. If you think you have a classic car and want classic car insurance, you will need to be sure that

By: Richard l Insurance > Car Auto l October 17, 2012 lViews: 570

Business Overhead Expense Insurance Plans can provide cash flow to the business in the event of a disability to a key employee or owner. For a small, growing company it might make the difference

By: T. Spencer White l Insurance > Disability l July 17, 2012 lViews: 243

Workers compensation costs are rising. According to a recent report by the Workers Compensation Research Institute (WCRI), indemnity costs per claim (the loss of earning capacity, payments for lost

By: Kelly C. Williams l Insurance > Workers Compensation l July 08, 2012 lViews: 221

One of the most helpful government programs out there is the SSI Disability program. A person that is legitimately disabled, and cannot work to provide an income for themselves for their family

By: Oleg Winter-Burnett l Insurance > Disability l July 04, 2012 lViews: 282

Being responsible for a family can include a plethora of tasks and can take up much time to organize all the insurance policies and papers to ensure that every family member has access to medical,

By: Nelson McWilliamsl Insurance > Visionl March 02, 2012 lViews: 238

While insurance is not known as an extremely innovative or exciting industry, new technology has created a platform for a number of exciting insurance information technology (IT) services for both

By: Alexey Saltykovl Insurance > Visionl January 22, 2012 lViews: 181

Vision service plans are a proficient way to counter the expensive price for eye exams, glasses contact lenses, and even glaucoma screening. VSP is typically sold separately or as a co-plan to a

By: Nathaniel Nuckolsl Insurance > Visionl November 20, 2011 lViews: 260

As of now, there are over 2.5 million visually impaired people in the US - that is, those that have very limited vision (if at all). This number does not include 1 million blind. That more than 3/4th

By: Benjamin M. Thomasl Insurance > Visionl March 18, 2011 lViews: 351

Protect your eyes. Insure your vision.

By: Ajeet Khuranal Insurance > Visionl February 24, 2011 lViews: 202

Individual vision insurance is exactly what it sounds like - an insurance plan tailored specifically to take care of your eyes. A typical plan includes everything from regular visits to the

By: John Newcombl Insurance > Visionl December 19, 2010 lViews: 138

Individual vision insurance is exactly what it sounds like - an insurance plan tailored specifically to take care of your eyes. A typical plan includes everything from regular visits to the

By: John Newcombl Insurance > Visionl December 19, 2010 lViews: 138

There are many misconceptions about vision insurance among most people. Few realize what it means and its benefits, and even fewer purchase it when they actually need it. Knowing what vision

By: John Newcombl Insurance > Visionl December 19, 2010 lViews: 142