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What Is Dog Insurance? Have You Considered It For Your Dog?

January 28, 2012 | Comments: 0 | Views: 157

Are you thinking about getting a puppy? Have you just brought your first puppy home?

You already know you should give your puppy good food, provide him with a safe and warm place to sleep and make sure he gets all his vaccinations, but there is more, have you thought about dog insurance?

When you have a new puppy you have all the best intentions for your dog. Your checklist will include doing some research on dog training, making sure your puppy goes to obedience classes, and getting regular veterinary check-ups. You certainly don't think that your cute little darling would ever bite someone or fall ill with cancer. Although these are things you don't like to think about when you are holding and playing with your sweet little puppy, they are scenarios that should be considered. The best way to deal with it is to do some research on dog insurance and find out what type of policies suit your situation. You can then obtain the relevant insurance and give yourself peace of mind.

It is important to do your research before you commit to dog insurance because, if you are like most people, you tend to start a policy with one insurance company and then stick with them year after year. The reason we all do this is obvious, it is highly inconvenient to have to start all over again doing the research and getting new quotes. It is also smart to stay with the one insurance company because often there is a maximum dog age after which you cannot commence a new policy for dog insurance. This way you know you're covered. This, of course, depends on the type of dog insurance you need to obtain.

What is dog insurance? Some of the more important types of dog insurance include:

Liability insurance - in case your dog bites someone and the victim sues you;

Health or medical insurance - this covers a specific proportion of your veterinary bills if your dog is in an accident or gets sick;

Dental insurance - if you dog has problems with his teeth this is usually excluded from health insurance and needs to be covered separately with dog dental insurance;

Life insurance - this type of policy only pays out if your dog dies;

Travel insurance - it can be important to know whether your dog is covered to visit a vet outside of your state if you are traveling with your dog and he gets sick.

For most people insurance is a fairly uninteresting topic and not something that we want to put our mind to when we are experiencing the excitement of owning a new puppy. Rather than make a big deal of it, just do a bit of research and then pick up the phone or get a quote online from an insurance company or your professional insurance agent/broker. Better to do it now than suffer the consequences later.

Dog insurance can be confusing, so if you are still asking yourself, " What Is Dog Insurance? ", feel free to click on the link. We have detailed but easy-to-read information on a number of topics including how to get dog insurance quotes.

Source: EzineArticles
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