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How Does iPad Insurance Compare to the Extended Warranty?

April 07, 2012 | Comments: 0 | Views: 159

Now that you own an iPad, you will probably want to protect it however you can. When you bought it, you had the option to purchase an extended warranty at the same time. You know there are insurance options out there too but are wondering how the extended warranty and iPad insurance compare. Let's take a look at both and help you decide which is better for you.

First let's look at Apple's extended warranty offering. For a flat fee, you will receive two years of extended warranty service. This will cover manufacturing defects and even some physical or liquid damage accidents. In addition, during those two years you will have access to phone support from Apple in case you have any software issues with your device. So far that sounds pretty good. But as with everything, there are always negatives as well.

One downside to the extended warranty is that you are limited to two incidents during that time. After that, I believe you would still be entitled to the phone support but any additional damage would need to be repaired on your dime.

Another issue with the warranty to remember is that it is not insurance against everything. It does not cover theft of your device nor will it cover your device if you travel outside of the country where it was purchased. So if you are a road warrior or frequent vacationer, you might want to consider additional insurance to keep your device safe.

Now let's take a look at iPad insurance. A variety of providers offer coverage so you are not locked into a single price point like with the extended warranty. Since there are more players, there will be competition which means you can find better deals. Generally insurance policies will cover physical and liquid damage as well as covering theft of your device. If you look around, I have even seen policies that will cover your iPad against manufacturing defects. If all you are looking for is coverage for actual electronics of your device, insurance may be the way to go.

We looked at the downside to the warranty. Let's do the same for insurance. The biggest negative against iPad insurance is that you do not get phone support for software issues. If you install a program that sends your tablet off into the weeds, you may be stuck searching the internet for a solution to your problem or paying Apple to fix it for you. If you are technically savvy or are careful with what software you load, this may not be a big issue but I wanted to point it out just in case.

So we have looked at how the Apple extended warranty and iPad insurance compare, which is better is up to you. If you like the security of having the factory provided technical support and you do not plan to travel with your iPad much, then the extended warranty may be the one for you. But if you want more flexibility in coverage options and price, I would suggest looking into iPad insurance.

Curious about how various iPad insurance compare?

Protect your investment with iPad insurance. Find the best plan for you and save yourself headaches in the long run.

Source: EzineArticles
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