Author Box
Articles Categories
All Categories
Articles Resources

The 7 Tell-Tale Signs of Identity Theft and How to Avoid Becoming a Victim

March 19, 2012 | Comments: 0 | Views: 129

Attention: These are examples of identity theft and could be the only signs you'll get that you may be a victim of identity theft. If you suspect someone has stolen your ID and is being used for fraudulent activities, you'll need to act as soon as you can to limit the damage.

1). Your Expected Mail is Missing. Sometimes when a thief steals your account information they change the mailing address so they receive the bills and other correspondence from your bank or other financial institution. This makes it easier for the crooks to change the PIN or password that unlocks the account. Be on the lookout for regular bills that don't arrive.

2). You Receive Mail or Phone Calls You Don't Expect. Normally, when a thief has taken over your identity, it's for one reason and one reason only-a financial one. They are scheming on how to turn your good credit into a quick payday for them. In doing so, they may have caused an invoice, receipt or some kind of notice to be sent to your home. If this is the case, contact the organization immediately for an explanation. The same holds true with unexpected telephone calls. Unfortunately, this call will be from a collection agency about an unpaid bill.

3). You Notice Unusual Entries On Your Credit Report. Since you are allowed to "pull" your credit report from all 3 major credit bureaus once a year, do so. Scan and report any incorrect information. Once corrected, you now have a clean and reliable report from which to monitor. If a new entry appears and you have no idea what it is, investigate it promptly!

4). You Are Denied Credit. Unfortunately, one of the most common ways to find out your identity has been stolen is when you apply for new credit and are denied. Of course this only applies to people with good credit in the first place. What happened is the thief has opened credit accounts in your name, not paid the bills, and the creditor has dinged your credit report.

5). You Find Strange Entries On Your Credit Card Statements. It's not very difficult to use a stolen credit card to make fraudulent purchases. Always check your statements and look for unusual purchases that you normally don't make. A professional identity thief will test out the account with a small purchase to see if the card is still valid.

6). You Bounce a Check or Discover Your Credit Card Transaction Has Been Turned Down Unexpectedly. Identity thieves who steal from banks and credit card accounts tend to make as many charges as they can as quickly as they can before you find out and deactivate the card or account. If this is the case, you may need to fill out an identity theft report or "ID Theft Affidavit".

7). One of Your Online Accounts Has Uncommon Transactions or You Get Odd Emails. You may have an account with Amazon or iTunes for example. For a professional ID thief, these accounts are easily hacked because they only require a user name and password. Since the products are mostly digital and can be downloaded immediately, a crook can avoid the address-of-record protection usually associated with purchases of a physical product.

In summary, the best identity theft protection plan starts with you. You must be proactive!

Be safe and stay informed.

Thomas DeVoe specializes in providing valuable, up-to-date strategies, tips and suggestions on how to avoid becoming the next victim of Identity Theft. For your FREE detailed report visit==>

Source: EzineArticles
Was this Helpful ?

Rate this Article

Article Tags:

Best Identity Theft Protection Plan


Identity Theft


Examples Of Identity Theft


Identity Theft Report

Thus, you can apply for the negligence compensation under such circumstances in order to recover your loss, Negligence Claims, Negligence compensation Involvedness of Negligence Claims. The court

By: Simon Liva l Legal > Personal Injury l December 13, 2012 lViews: 292

If a lawyer is not able to devote enough time to your case then your defense is likely to suffer. Moreover specialization in one stream or other of defense is important so that the attorney can

By: Simon Liva l Legal > Criminal Law l December 12, 2012 lViews: 429

Filing a business bankruptcy can be a complex and critical task, but you have several options. You can consult your bankruptcy attorney to know which among those options is right for you.This is a

By: Harvard McIntosh l Legal > Corporations LLC l December 11, 2012 lViews: 235

You can always check for the treatments that are covered. This is because there are some policies which do not give you claims if you meet any kind of head injury.You can always check for the

By: Simon Liva l Legal > Personal Injury l November 05, 2012 lViews: 241

In Colorado, you have many Personal Injury Lawyers to choose from. When you choose the Law Offices of Andrew C. Bubb you instantly put years of experience and legal know how in your corner. Attorney

By: Dilshad l Legal > Personal Injury l October 25, 2012 lViews: 389

If you have been charged with a crime, speak with Boulder criminal defense attorney Steven Louth immediately to protect your rights. Steven Louth is a criminal defense attorney and criminal trial

By: Dilshad l Legal > Personal Injury l October 18, 2012 lViews: 244

The apparatus after analyzing the credit card creates a photostat copy that criminals use to drain your bank account dry. There are a couple of methods they can accomplish skimming.

By: Daryl Campbelll Legal > Identity Theftl April 24, 2012 lViews: 167

Discussion on Cressey's Fraud Triangle. Looking at the first leg of the fraud triangle which is unsharable financial need or more commonly referred to as perceived pressure.

By: Thomas R Kaiserl Legal > Identity Theftl April 18, 2012 lViews: 260

These types of database break ins make nationwide news but the local media is full of reports of identity fraud just about every day. They demonstrate a few pretty troublesome realities.

By: Daryl Campbelll Legal > Identity Theftl April 18, 2012 lViews: 124

Due to the increased number of incidents involving identity theft in the last ten years, new tactics are being employed to counter this for both business and residential paper shredding is fast

By: Alex Gaslangl Legal > Identity Theftl April 15, 2012 lViews: 146

There's plenty of information going around with regards to this crime which includes a number of myths. If you are not careful can have you moving in the wrong direction.

By: Daryl Campbelll Legal > Identity Theftl April 02, 2012 lViews: 145

What's that famous line in all the spy movies where the CIA agent reminds another character as events occur and conflicts arise; "Trust No One!" Well, my friends judging by how social networking is

By: Lance Winslowl Legal > Identity Theftl March 30, 2012 lViews: 150

Discuss this Article

comments powered by Disqus