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Top 6 Ways a Small Home Floor Plan Can Save You Money

April 16, 2012 | Comments: 0 | Views: 204

Today most of us are looking for ways to save money, and downsizing is one great way to cut costs. Your home is usually your greatest expense and finding ways to save money on housing is more important now than ever. The current trend towards smaller homes is important as more and more people are looking to enrich their lives in ways other than owning a big home to impress. There are many reasons you may consider a small home, but saving money is the top of most people's list.

Here are 6 ways a small home floor plan can save a lot of money.

1. No Mortgage or Small Mortgage. Tiny houses are generally less expensive to buy overall; less materials in their construction, less money in labor, and can often be built without a mortgage. There are floor plans designed for DIYers to save even more money. For those who don't want to do any work themselves, the best thing about small home floor plans is they are much less expensive to build. Many small home floor plans can be built inexpensively enough to avoid a mortgage altogether. Wouldn't it be great to have not mortgage...or at least a tiny one!

2. Energy-efficient. Less square footage means much lower utility bills. Your small home will much less expensive to heat in the winter and keep cool in the summer, as well as less energy consumption for lighting and other electrical use. A tiny home's interior is much more energy-efficient because there are no wasted space in rooms not being used often such as formal living rooms and dining rooms that are used only for guests.

3. Easier to Clean. It's easy to see why a tiny home will be much easier to clean. You will save money on the many cleaning products needed to clean a larger home, not to mention the time you will save zipping through a tiny home with a vacuum cleaner or broom, instead of lugging your vacuum cleaner from room to room on different floors. A small home will need to be organized to stay neat, but less storage space will force you to make important decisions about what things you really need and cherish, and what is basically junk that can be given or thrown away.

4. Worry Free Retirement. Of course, selling the larger family home and buying a smaller home allows empty-nesters to build up and protect their nest egg after retirement. Downsizing has many merits for retirees and those soon to retire. Empty-nesters living on a fixed income can enjoy their golden years without the expense of a large home. Considering how much money you will need to live after you retire, it's obvious why so many people are looking to downsize and save money on housing expenses after retirement.

5. Tax Savings. A small home will costs much less in property taxes than much larger and more expensive homes. Some people buy condos to save on housing costs, but by owning your own tiny house, you can maintain some independence and privacy while avoiding expensive condo homeowners association fees.

6. Save Money Decorating. A small home floor plan will accommodate much less furniture and its best to use furniture that has a dual purpose, such as a bench that has built-in storage. It's much easier to furnish a tiny home than be forced to buy a lot of furniture to fill every room of a large home. Small homes also have less wall space, fewer windows and floor areas. This can save considerable money on home décor, carpeting, window covering and expensive a large screen TV for every room.

If these six money-saving reasons aren't enough to convince you that a small home is the way to go, consider the environmental benefits of a tiny home. The smaller home requires much less energy consumption for heating and cooling and a smaller lawn uses much less water and energy to maintain. Choose greener materials during the construction and chemical free household products for a more environmentally friendly home and smaller carbon footprint.

Grab my FREE Report on what you need to know before you buy a Small Home Floor Plan and learn more about the many advantages of smaller homes at

Source: EzineArticles
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