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How Long Can I Keep My SSDI Benefits Once I'm Approved?

May 14, 2012 | Comments: 0 | Views: 143

You have finally succeeded in getting approved for Social Security disability insurance (SSDI) benefits. However, could they ever be taken away? It's certainly understandable to feel anxious about that, especially if it took a year or longer to get your money.

Disability Benefits Until Retirement Age

Since the Social Security Administration (SSA) has agreed that you are disabled, your monthly benefits could very well continue to roll in until you reach full retirement age. At that point, your disability benefit will simply become your retirement benefit,which you will continue to get for as long as you live. No worries about that.

However, there are circumstances that could end your disability benefits before you reach retirement age.

SSA Checks Up On You

As a beneficiary of disability benefits, you should realize that SSA is going to continue to be interested in how you're doing.After all,they are sending you monthly payments, and understandably want to verfity that this is something you should continuereceiving.

They will want to know if your health improves, or if you go back to work. So you shouldn't be too surprised if SSA checks up on you from time to time. And they will. It's just a matter of when.

What to Expect

How often to expect a review of your case depends on the severity of your condition.

If you have a medical condition that seems likely to improve, you could be asked to participate in a medical continuing disability review (CDR) anywhere from six months to 18 months after first receiving benefits.

If your condition is expected to eventually improve, your CDR may occur every three years.

However, if you're not expected to improve much at all, you may not hear from SSA for as long as five to seven years.

SSA also wants to know if you've worked. This CDR is necessary so that SSA can make sure that you haven't returned to work while collecting SSDI benefits. If you have, they will want to know how much you made, to verify you are not earning more than the current Substantial Gainful Allowance while on disability.

Be Honest and Ready

The scheduling of a CDR is totally up to SSA, not you. However, you should let SSA know if you get better, or if you return to work.

Above all, keep really good and thorough medical records. This is very important. SSA's decision about your eligibility for SSDI and how long you can keep your disability benefits is very much influenced by the medical evidence you provide about your condition.

If SSA finds that your health has improved enough for you to work again, your disability benefits will stop, usually three months after the determination is made. Of course, you always have the option to contest that decision through an appeal.

If your disability is still preventing you from returning to work, there's nothing to worry about, and your monthly benefits will continue uninterrupted.

Freedom Disability has helped thousands of people Nationwide who are living with disabilities apply for Social Security Disability Benefits with the Social Security Administration. Freedom Disability has expert Social Security Disability Advocates with years of experience on the subject of Disability Benefits for the Disabled and have an A+ Rating with the Better Business Bureau. For a free consultation with an advocate or a Social Security Disability Attorney please contact Freedom Disability at (866) 761-5942.

Source: EzineArticles
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