Author Box
Articles Categories
All Categories
Articles Resources

How to Protect Your Phone Number From Debt Collectors

February 22, 2012 | Comments: 0 | Views: 132

Most collectors just fire up their Googles and find scrap numbers on the internet. But usually these numbers are too old or were cross referenced wrong by data miners. The biggest mistake they make is when they use the address reverse look up. They punch in the address and a phone number pops up. However most likely that number was changed to either a new cell phone dropping the land line or land line number switch.

These calls harass more than try to help a debtor.

Ever say to a collector, "I cannot pay this month or the next or never?" Then they by a script tell you that you are a worthless deadbeat? Sorry that's not service and this terminates the call right now. Generally its never wise to even speak to a debt collector as they will ruin your credit whether you pay or not and they lie, cheat, and steal.

The evasion process

Land lines

If your already getting calls to this number it's too late. However you can privatize a phone by changing the land line number or getting a cellular service. If you choose to get a new land line or cell follow my steps in protecting a new number. If you choose a cellular in addition to the land line, let the land line be the debtor phone that can handle all the spam. If you choose just to change the land line only please take all the necessary steps to protect it from getting into the wrong hands.

Cell phones

If your already getting calls to this, you can use the built in blocker or if you have a smart phone download a blocker. I recommend Call Control available on the Android Market. It can block calls and texts. It may not be totally necessary to get a land line or another cell to segregate spam from legitimate calls as this is costly to you. As long as the blocker works your in good hands. Personally this isn't good enough in my books. Next section explains how to PREVENT a collector form snatching your number in the first place.

Words of the wise, if your not family oriented or have a lot of loved ones use the phones white listing to only accept calls/texts from "contacts only". This will prevent a collector from faking new phone numbers to get through your blocks.

Got a new number?

This is the fun part, making sure those scum don't find it!

Don't tell anyone who knows you by your real name

Don't give this number out to employers

Don't ever order anything with this number such as pizza or shop online!

Don't give it out to family members or anyone you used as a reference

Don't give it out to neighbors

If you can't live a life of an alias they might find your number BARELY

Do give this number out to trusting friends!

This is how I roll

I have a cell phone and an alias. They are friends. Everyone in town knows me as such. I also have a Google voice number that acts as my "land line". This number I don't give a hoot about. I give it to all creditors and sign up for EVERYTHING with it! If its spammed oh well it keeps them busy with that number while they are not calling my real personal number. I've never never never gave my real cell pone number to my family, employers or coworkers. And been doing this for 4 years! It works, and as always have a nice day!

Awesome resources at your disposal for your fight to win needs!

Source: EzineArticles
Was this Helpful ?

Rate this Article

Article Tags:

Hiding From Debt Collectors


Hiding Phone Number From Bill Collectors


Protecting Phone Number

The 3 Month Payday Loans is most suitable options for the people who do not possess assets. There are a variety of loan options for the people who are willing to pledge assets against the cash

By: Cameron white l Finance > Personal Finance l July 09, 2013 lViews: 560

For many people, bankruptcy can make their world fall apart. The apparent loss of reputation coupled with the inability to take financial decisions can deter anyone from thinking clearly. But all is

By: noragwilt l Finance > Bankruptcy Lawyers l November 18, 2012 lViews: 303

If you are availing payday loans with monthly payments, it is easy for you to obtain quick money from online lending companies.By getting the best deals of loan, you can save money in terms of

By: Malen Cheks l Finance > Loans l November 16, 2012 lViews: 288

Loans online have become the popular source of income and people can make smart decision of taking it.Now, don’t go anywhere and sit in your home silently. Such deals would bring you money without

By: Marsh Jone l Finance > Loans l November 13, 2012 lViews: 288

Loans for the unemployed would let you feel comfortable with your unstable conditions due to jobless period.If you compare the rates of a few lenders, you would definitely get the suitable lender to

By: kelse roy l Finance > Loans l November 13, 2012 lViews: 467

By taking cash advance for bad credit, it is easy for you to improve your credit status. This loan is useful to relieve financial stress. This loan is totally free from credit verification and

By: Honard Nork l Finance > Loans l November 09, 2012 lViews: 300

If you have a bad credit score, it is certainly not good but you can rectify the situation. If you want to remove bad credit from your records, you should take a few steps.

By: Raman Kuppuswamyl Finance > Debt Reliefl July 11, 2012 lViews: 198

Becoming debt free in as little as one year is perfectly possible. Of course, this usually depends on exactly how large the total amount owed is, but in most cases, careful budgeting and

By: Frank S Walterl Finance > Debt Reliefl July 09, 2012 lViews: 155

Debt relief is the concept of forgiving someone for the payment of debts. A debt relief order is a kind of a document for the debtor to get a stand against the creditors, so he gets time for the

By: Hammad Akhtarl Finance > Debt Reliefl July 06, 2012 lViews: 170

Debt counseling was introduced in 2007 under the National Credit Act of South Africa in order to help consumers who are struggling financially. People who are over-indebted could apply for debt

By: Colin W Brazendalel Finance > Debt Reliefl July 06, 2012 lViews: 238

If you are deep in debt and need help to get out of your financial crisis, you can consider applying for debt review. But before you do, you need to understand that your dire necessity of funds is

By: Colin W Brazendalel Finance > Debt Reliefl July 06, 2012 lViews: 158

Regardless of how deep you currently are in debt, becoming debt free for life is just a matter of changing some old habits. All it takes is discipline and proper planning, even after years of

By: Frank S Walterl Finance > Debt Reliefl July 05, 2012 lViews: 188