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Warning! 5 Critical Factors to Choosing a Local Credit Repair Company

April 04, 2012 | Comments: 0 | Views: 85

Are you looking to find a local credit repair company to assist you in improving your credit score? Are you uncomfortable calling or contracting with a national credit counseling firm, and would prefer to pick someone in your local community? The truth is, especially in 2012, there are millions of people who need some form of credit repair, and often ignoring past problems can be FAR more expensive than simply addressing them head on.

For Example?

Maybe you have a big purchase coming up... and want to make sure you DON'T get penalized by past "sins" and want to put your best financial face forward when you apply? Or maybe you just have some questions about the credit repair process, and aren't sure what is fact, and what is FICTION (or fantasy!) when it comes to removing negative items from your credit report.

Regardless of what your motivations may be... it's important to make sure ANY financial professional is credible, trustworthy and NOT going to disappear with your money, and that applies to the credit restoration industry as well (and in many cases, unfortunately... even MORESO than normal).

With that in mind, here a few super simple steps you can use to help ensure you are in good hands when picking a credit repair professional in your community.

1. Avoid high HYPE promises, programs and offers that sound too good to be true. The fact is, it's actually against the law to PROMISE any specific outcome in a specific period of time, and if this is part of the pitch, my best advice is, stay away.

2. Avoid credit repair companies that DON'T document your relationship. This includes companies that want you to wire money, or want you to pay anything before you have a good idea of the what they're actually going to do (there are lots of laws regarding this as well, which we'll cover in another post).

3. Good credit repair companies have FANS. And fans are usually more than happy to leave raving reviews. Look for companies that come well recommended by other people (or professionals) you trust. (Friends, family or even real estate, or other financial professionals who have earned your esteem already are a great place to turn for advice in this area).

4. A physical office is something I like to see as well....and while it's not a deal breaker (plenty of people work from home, or do most of their customer service online or by phone) it is a good sign, and all things being equal, I'd rather use (or recommend) a professional with a presence in the community, than one who works out of a corner of his or her home instead.

5. Of course, use your common sense as well. If your gut says that something seems off, or not "kosher" or you just don't feel right about proceeding.... you have plenty of options, and there are many choices for credible credit repair professionals in just about every town across the country.

The bottom line?

Where ever it is that YOU live (we're writing this from South Florida, where there are LOTS of reputable credit repair companies, including several Nationally recognized leaders) you are sure to find good competent help where you need it most.

Click HERE to learn how to Improve Your Credit Score 90 POINTS in 90 Days... GUARANTEED!

You Deserve A Second Chance. Get it HERE!

Source: EzineArticles
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