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The Best Motor Trade Insurance Policies Are Up for Grabs Right Now!

February 28, 2012 | Comments: 0 | Views: 290

The standard of living is all about the things that you possess, and the things that you can afford to indulge yourself in, and we certainly seem to indulge ourselves in cars. With the car being such an important element of our lives, let's just take a little peek at some interesting facts.

Did you know for example that the average life of a car here in the UK is around 14 years. But before you start leaping up and down contesting that figure, I should point out that the average life of cars actually being driven today, is only seven years. In other words we got a lot of old crocks sitting on people's drives and in their garages. Also, if you were to tot up the amount of money that is spent on car tax (taxing a car for the first five years of its life), then the UK can be considered the seventh most expensive country in Europe to run a car in - Luxembourg is actually the cheapest!

Another interesting little snippet of information is the fact that the average driver will experience 20 breakdowns within his/her driving life. Of these, approximately one third a will be due to the battery going flat, whilst just over another third will be due to drivers, or rather their cars, running out of fuel.

Our love affair with the car is underpinned by the motor trade in all its various guises, the car showroom, car repair garages, fuel stations, and MOT testing stations. All are part of the complex infrastructure that has been put in place to keep our cars serviceable. Every one of these facilities (car showrooms etc.) must of course be insured to cover any damages to our vehicles whilst they are in their possession. Motor traders insurance is therefore both essential and complex.

There are any number of insurance brokers around who offer car insurance, and for the ordinary man (or woman) driving on our roads today, they are all much of a muchness. But when it comes to motor trade insurance, that's a different ballpark. Because it is so much more complex it is important that you ensure that your policy covers all the risks that your business incurs through trading.

Experienced motor trade insurance brokers can be found by carrying out a search over the Internet, although you may well be bamboozled by the number of insurance companies such as search will return. In order to choose the best insurance company, one that can create a quote matched to your business's exacts and unique circumstances, you'll need to find a company with the appropriate expertise; a company that boasts a team of qualified staff who can assess your organisation's risks and come up with a specific motor traders insurance policy that is both comprehensive and cost-effective.

Like everything else in these difficult economic times, insurance is a very competitive marketplace. So even if you already have insurance in place, or you are looking for a policy to cover a new start-up business, the internet is the best place to look. There are some pretty good deals around right now from several online car insurance brokers, so strike while the iron is hot to negotiate the best deal for your business!

Martyn Piper is an expert on automobile insurance and after working within the industry for many years he now writes and shares some of that wealth of knowledge on a variety of insurance products such as obtaining the best rates on motor trade insurance as well as the benefits of motor traders insurance.

Source: EzineArticles
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