Author Box
Articles Categories
All Categories
Articles Resources

How To Compare Auto Insurance

April 12, 2012 | Comments: 0 | Views: 120

There are several ways you can compare auto insurance and your choice of method would boil down to how much time you have and how desperate you are to get the best deal at a price favorable to your budget.

The most time consuming method would be to do old school method and that would mean sitting down in front a phone and calling everyone on the phone book. Or you could visit different insurance offices and spend a lot of time listening to insurance agents make their spiel. The chance of getting out alive from these meetings and with your wallet intact is almost zero. But if you're retired and just want to make use of your idle better outside of the house, dropping these offices will ensure you have at least free coffee and someone to chat with.

Most of us don't have this luxury and the pressure to close an auto insurance plan is something we just want to get over and done with. Here then are other options for those who are busy but want to pay the least possible under the most comprehensive plan available.

Free Online Insurance Quotes

Start asking for companies to send you free insurance quotes. All you will need to provide are the basic information such as car model and year. Most online insurance companies will have no problem sending you the basic rates, although you should expect them to try to entice you with a more comprehensive plan. Keep in mind though that the quoted rates may change depending on your credit history and any negative history on your driving skills, accidents, age, even place of residence.

Ask Around

Ask for recommendations from people you trust about which insurance company to contact. Based on number of replies you get, you can already target specific companies. The logic behind this plan is if your trusted family members and friends are happy with their auto insurance, then you probably will. You could even get special discounts if you ask for the name of the insurance agent and inform that person who referred you. This eliminates the need to compare insurance companies and leaves you with having to compare rates and features.

Look at Ads in Newspapers and Magazines You could browse through your daily newspaper for special promotions. It's important to consider this method because you may miss it when searching online. There are companies that use traditional media first before marketing online.

The Features To Compare In comparing the quotations you receive from different insurance companies, compare the following:

• Monthly payments • Deductibles • Accredited shops • Special bundle packages • Payment centers like places convenient for you • Penalties • The most important of all is calling them up or emailing them and waiting for their response. You must have confidence that the company will treat you as a VIP, according you professional treatment and due respect. If they make you wait for the reply or keep you on hold, don't even bother considering them. If they can't treat you right before signing the policy, then you can't expect good treatment after you signed the insurance plan.

Finally, don't make the decision right away. Think about it for at least a couple of days. It's important to be happy with your decision because if the time comes that you need to make a claim, everything would have already been ironed out.

Jenna has been an insurance specialist for the past 4 years. She has worked with several top insurance carriers, saving individuals shopping to compare auto insurance. Jenna is standing by waiting to assist you and help you compare insurance quotes & saving you hundreds. Get started today!

Source: EzineArticles
Was this Helpful ?

 
0
 
0
 
Rate this Article
 vote(s)
Feedback
Print
Re-Publish

Article Tags:

Auto Insurance

,

Compare Auto Insurance

Auto insurance is probably one of the most expensive insurance types in Canada. An average car insurance policy in Canada costs approximately $1,200 per year and in Ontario, the largest Canadian

By: Alex Saltykov l Insurance > Car Auto l July 09, 2013 lViews: 553

Your house is often your largest investment that you need to protect via insurance. We created a list of multiple savings tips related to Home insurance and hope that these will help you to save a

By: Alex Saltykov l Insurance > Home Owners Renters l December 27, 2012 lViews: 380

Most auto insurance companies design specific car insurance policies for classic and antique cars. If you think you have a classic car and want classic car insurance, you will need to be sure that

By: Richard l Insurance > Car Auto l October 17, 2012 lViews: 570

Business Overhead Expense Insurance Plans can provide cash flow to the business in the event of a disability to a key employee or owner. For a small, growing company it might make the difference

By: T. Spencer White l Insurance > Disability l July 17, 2012 lViews: 243

Workers compensation costs are rising. According to a recent report by the Workers Compensation Research Institute (WCRI), indemnity costs per claim (the loss of earning capacity, payments for lost

By: Kelly C. Williams l Insurance > Workers Compensation l July 08, 2012 lViews: 221

One of the most helpful government programs out there is the SSI Disability program. A person that is legitimately disabled, and cannot work to provide an income for themselves for their family

By: Oleg Winter-Burnett l Insurance > Disability l July 04, 2012 lViews: 282

Auto insurance is probably one of the most expensive insurance types in Canada. An average car insurance policy in Canada costs approximately $1,200 per year and in Ontario, the largest Canadian

By: Alex Saltykovl Insurance > Car Autol July 09, 2013 lViews: 553

Most auto insurance companies design specific car insurance policies for classic and antique cars. If you think you have a classic car and want classic car insurance, you will need to be sure that

By: Richardl Insurance > Car Autol October 17, 2012 lViews: 570

Car insurance can be expensive, even for good drivers. However, if you are deemed as high risk, it can be even more costly to get insured. The good news is that there are ways to find affordable (or

By: Raphael Locsinl Insurance > Car Autol April 24, 2012 lViews: 213

Car insurance may be a requirement in many states. Not asking the right questions when buying insurance could result in consumer fraud when a person needs the help of insurance coverage.

By: Vern Ottel Insurance > Car Autol April 24, 2012 lViews: 191

Motor homes are expensive with even modestly valued vehicles in excessive of fifty thousand pounds. With that said the sale of motor homes even in today's economic climate seem to be bucking the tend

By: Jackie Verdierl Insurance > Car Autol April 23, 2012 lViews: 199

Multi car insurance is a great opportunity for any family who owns vehicles and can potentially save people a lot of money. This article will summarize the important aspects of multi car insurance.

By: Guy Levil Insurance > Car Autol April 23, 2012 lViews: 214

Most insurance companies are monitored by a government agency that makes sure compliance and government regulations are followed and it helps when you have to compare auto insurance. Provided the

By: Jenna Paxtonl Insurance > Car Autol April 12, 2012 lViews: 104

Most people are of the opinion that only the wealthy can afford to pay more for insurance coverage. However, it is the person who is not financially very sound that requires an insurance policy more

By: Jenna Paxtonl Insurancel April 04, 2012 lViews: 92

Discuss this Article

comments powered by Disqus