Author Box
Articles Categories
All Categories
Articles Resources

Medical Bills: Help For The Uninsured

February 15, 2011 | Comments: 0 | Views: 92

In cases when the unexpected happens such as accidents, or during unexpected incidence of illness of a loved one, you will want to have some sense of security. It'd be good if you've managed to set aside some savings or if you are insured. Savings and insurance both serve as a buffer for your confidence. At least if ever something goes wrong, you will have viable options. However, if you don't have a lot of savings and are uninsured having a loved one confined in a hospital, and the need to pay off medical bills is something that is very worrisome indeed. But don't fret, getting medical bills help even if you're uninsured is possible.

The first course of action you could take is asking the hospital about a medical bill consolidation program. The hospital's staff will be the best people to approach for questions about this. Since the staff are consistently exposed to people who experience difficulty paying off bills they are usually sympathetic.They just might be able to recommend a community service group that offers help to people with these kind of troubles.Discounts are based on your income and they can range from 5%-100%!

Secondly, it'd be wise to set up a payment plan based on your income.If you don't have insurance then your bills might start to seem unmanageable. The hospital's billing department can bepretty understanding if you are open to them regarding your financial situation. Your medical bills debt can be easier to pay off if it's spread over a longer time period.

Third, wait for all the charges to arrive after a medical operation. It's not a good idea to pay for your bills without sorting through them first. Not sorting through the charges first can be pretty problematic because it's more prone to error. You need to be absolutely certain that you're not being charged for a treatment you did not avail of or that you weren't double charged for any particular treatment. Medical billing is not really the most accurate type of billing in the world. So it's best to be meticulous in paying for those.

The bills aren't impossible to handle even if you're uninsured. It just takes some effort on your part to find the right help. If you manage to do the things said above, your worries regarding your bills will soon be behind you.

M. Baylor, of Hurst Texas, grew up with both parents as doctors. Laws concerning medical care governed his fascination as he grew up. As a paralegal in Allmand & Lee, Marcus maintains an informative blog about medical bill debt, medical litigation, and the latest in the health care reform bills and government programs.

The Secrets About Medical Bills blog seeks to address all sorts of legal questions that people have on the subject. Providing insight and alternatives for those saddled with medical debt and issues that arise through no fault of their own, Marcus seeks to bring help to people who suffer financially due to health issues. Visit Marcus's blog to find out the latest legal tactics used to fight on behalf of the patient against health insurance companies.

Source: EzineArticles
Was this Helpful ?

Rate this Article

Article Tags:

Pay Off Medical Bills


Medical Bills Help


Medical Bills Debt

The 3 Month Payday Loans is most suitable options for the people who do not possess assets. There are a variety of loan options for the people who are willing to pledge assets against the cash

By: Cameron white l Finance > Personal Finance l July 09, 2013 lViews: 560

For many people, bankruptcy can make their world fall apart. The apparent loss of reputation coupled with the inability to take financial decisions can deter anyone from thinking clearly. But all is

By: noragwilt l Finance > Bankruptcy Lawyers l November 18, 2012 lViews: 304

If you are availing payday loans with monthly payments, it is easy for you to obtain quick money from online lending companies.By getting the best deals of loan, you can save money in terms of

By: Malen Cheks l Finance > Loans l November 16, 2012 lViews: 289

Loans online have become the popular source of income and people can make smart decision of taking it.Now, don’t go anywhere and sit in your home silently. Such deals would bring you money without

By: Marsh Jone l Finance > Loans l November 13, 2012 lViews: 288

Loans for the unemployed would let you feel comfortable with your unstable conditions due to jobless period.If you compare the rates of a few lenders, you would definitely get the suitable lender to

By: kelse roy l Finance > Loans l November 13, 2012 lViews: 467

By taking cash advance for bad credit, it is easy for you to improve your credit status. This loan is useful to relieve financial stress. This loan is totally free from credit verification and

By: Honard Nork l Finance > Loans l November 09, 2012 lViews: 301

At this time, there are many things that give a difficult to many individuals and also to families. It can be in the simple form of paying monthly bills and also the daily necessities of each family

By: Alison Gilbertl Finance > Bankruptcy Medicall January 29, 2012 lViews: 139

What are the reasons why you must file for an application of medical bankruptcy? Are you aware of this application in the first place? Are you interested to know more of this subject? If you do, then

By: Matt W. Campbelll Finance > Bankruptcy Medicall January 04, 2012 lViews: 143

High medical bills are among the numerous reasons why people file for bankruptcy. This is often the case in various cities in the US. The reason is very obvious; there's a high cost of health care

By: Jenel Murgl Finance > Bankruptcy Medicall November 24, 2011 lViews: 146

Food, shelter and clothing, these are the basic needs of humans to live. But with the kind of world that we have today, I think money must be part of the list that I have mentioned because almost

By: Alison Gilbertl Finance > Bankruptcy Medicall October 24, 2011 lViews: 144

Medical bankruptcy may become the only option for a person, regardless of their current financial situation or what type of medical insurance they carry. The uninsured are at the greatest risk of

By: Leonard A Simmonsl Finance > Bankruptcy Medicall September 27, 2011 lViews: 155

Have you heard of the medical bankruptcy? Well, you might think that this is all about being insolvent due to medical issues alone, and filing a 'medical bankruptcy' because of it. I cannot blame you

By: Ralph A. Millerl Finance > Bankruptcy Medicall September 26, 2011 lViews: 147

Unpaid medical bills can be a drag. Most of the time, people don't save up for a medical emergency. Part of the reason for this is the thought that bad things only happen to other people. That sense

By: M. Baylorl Finance > Bankruptcy Medicall March 02, 2011 lViews: 157

The present times have brought us technological advancements that lengthen our life span and make living easier even with debilitating diseases. Nevertheless, these medical treatments also come with

By: M. Baylorl Finance > Bankruptcy Medicall February 28, 2011 lViews: 155

Medical bills are the most common reason for people seeking bankruptcy. However, seeking protection from Bankruptcy medical bills is possible because hospital bills are considered as unsecured debt.

By: M. Baylorl Finance > Bankruptcy Medicall February 28, 2011 lViews: 207

If your debts are too high but pride prevents you from seeking protection under Chapter 7 bankruptcy medical bills then Chapter 13 may be the option for you. Whereas Chapter 7 allows you to start

By: M. Baylorl Finance > Bankruptcy Medicall February 28, 2011 lViews: 142

Nowadays, medical treatments are priced five times more than they are used to be, even when you acquire them in the less expensive and less popular hospitals. Although people tend to avoid going to

By: M. Baylorl Finance > Bankruptcy Medicall February 28, 2011 lViews: 152

Unlike other loans, medical bill debt is not as easily avoided. Medical bills can be quite expensive, from simple physical assessments to complicated surgeries. When people do not have insurance or

By: M. Baylorl Finance > Bankruptcy Medicall February 28, 2011 lViews: 134

Discuss this Article

comments powered by Disqus