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Franc Jo

Total live articles: 4

Member since: Jun 16, 2012

Franc Jo is the Senior Underwriter with Loans Underwriting, LLC, a leading provider of outsourced Commercial Credit Analysis/ Underwriting support to lenders and funding solutions provider to small businesses throughout United States. Previously, Franc worked as a Commercial Credit Officer, Commercial Lender, Merchant Banker and Relationship Manager both in US and overseas banks for over 20 years. Over the years, Franc has acquired the necessary banking credit skills and experience to handle lending transactions of any magnitude. He has received several honors of excellence in lending and business development from an international bank. In his many years as a commercial lender, he has literally reviewed thousands of business plans, loan requests, financial statements, tax returns, cash flow projections and other borrower information for companies ranging from start-ups to mature large enterprises of all disciplines. He is vastly experienced in all types of commercial loans, credit review, credit analysis, credit underwriting, management of impaired assets and business plan writing. Franc is an accountant, a trained lender and author of credit and money matters related articles. He continues to impart his vast banking and business knowledge in his current role at where his valuable input influences construction of the company's other business solutions, namely, business plan writing and business diagnosis.

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Typically a borrower should apply for a loan directly to the bank and prepare the loan request documentation on his/ her own. However, if a borrower is not knowledgeable enough to prepare a

Finance > Commercial Loans l 2 years ago

As a borrower you should be aware that lenders ask for different types of collateral that offers them optimum security for their loans. The smartest way to pledge collateral is to offer the same

Finance > Commercial Loans l 2 years ago

When applying for a loan, a borrower should be able to determine the type and amount of a loan the borrower wants and the type of collateral that he/she wishes to pledge. Lenders endeavor to seek the

Finance > Commercial Loans l 2 years ago

Banking business, just like all other businesses has become very competitive. Days are long gone when a Bank Manager sat in his or her office all day waiting for desperate borrowers to show up. Over

Finance > Commercial Loans l 2 years ago

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